You feel it every renewal season: the duct tape between your AMS, your premium-finance tool, and your accounting. Here's where the incumbents fall down, and where CIA Software closes the gap.
Popular with auto shops, and genuinely cloud-based, but the accounting is thin and premium financing isn't native to the order. Since the roll-up, agencies publicly report support that "doesn't exist," repeated outages, and a reported $2,500 charge just to get their own data out.
Our angle: native finance + a real GL, support that answers, and free data export.
The enterprise incumbents, running on genuinely old engines, reviewers call Epic a database "developed in 1989-1992" and AMS360 a "DB2 engine developed before the internet" with "archaic dual-entry GL." Priced for large brokerages: think five-figure annual bills and contract lock-in, with reports of $8,000+ just to leave.
Our angle: modern tech, SMB pricing, and your data is never held hostage.
Well-liked for service and a loyal independent base, but its "cloud" is a Windows app streamed off a server, accounting is offloaded to QuickBooks (they'll even sell you a human bookkeeping service to fill the gap), and premium financing isn't native at all.
Our angle: true browser-native, with finance and a real GL already inside.
QuotePro is a rater-and-kiosk stack, not a full AMS, no policy lifecycle, no general ledger. Jenesis is an affordable small-agency AMS, but with no native premium finance and no non-standard-auto specialization. Either way you're stitching the back office together yourself.
Our angle: one modern cockpit instead of a rater plus three side tools.
Solid premium-finance engines, but they're standalone, built for lenders and finance companies, not your agency. Their own pitch is "API integration with your existing system," because they live outside it. You quote in one system, finance in theirs, then reconcile two ledgers by hand every month.
Our angle: financing isn't a separate vendor. It's a tab in the order.
Single-machine, no real concurrency, finance numbers living in form controls, and one retirement away from nobody knowing how it works. It got you here. It will not get you where you're going.
Our angle: we were literally built by modernizing one of these.
The same four grievances, across every legacy platform.
Citrix lag, spinning cursors, screens that take three clicks and a deep breath. CIA Software is sub-second from anywhere, because it runs on the edge, not a server in the closet.
Two logins, two ledgers, monthly reconciliation by hand. We made premium financing part of the order, so it posts once and ties out by itself.
Export to a spreadsheet, fight the variance, never quite trust the number. Our GL balances to the cent on every posting, or it doesn't post.
Roll-ups and acquisitions turned your vendor into a ticket queue. We're a focused team that picks up the phone and knows auto agencies cold.
We pull your customers, policies, orders, receipts, finance contracts, and ledger out of your current system, schema and logic, no guesswork.
We recompute your AR, GL, and finance balances and verify them to the cent against your source data. If anything is off, we find it before go-live, not after.
You go live on a balanced book with everyone's clearance set and the old system safely archived. No mystery variances, no lost history.
This isn't theory. CIA Software was built by migrating a real, 163-table auto-agency system, reconciling every balance to the cent, and proving 100% balanced journals against live production orders.
No. CIA Software runs your in-house financing natively, and we can model your finance terms, setup fees, and carrier allocations. You stop paying for a separate platform and stop reconciling two systems.
Real double-entry accounting: chart of accounts, AR/AP, receipts, commissions, deposits, carrier-statement reconciliation, trial balance, and period close. Every entry balances.
Both, each with the correct GL treatment, the journal posts differently for AB and DB automatically.
ACORD certs, coverage letters, finance contracts, and renewal notices generate in English and Spanish, driven by each insured's language preference.
It depends on your data and how clean it is. The reconciliation work, making sure every balance ties out, is what we take seriously. We'll scope it honestly in your briefing.
